Retirement age When can I retire

Retirement age When can I retire by Amber Rolfe Starting to think about your retirement?No matter what stage you’re at in your life, knowing when and how to retire well in advance is a great way to plan for your future, make sure you’re financially prepared, and set some clear goals for your retirement. And the earlier you plan, the more prepared you’ll be.To make sure you’re aware of your retirement age, here’s everything you need to know about when you can retire:  What age can I retire? The age you retire will largely be up to you.However, your ability to starting claiming a pension will depend on your age.The current Basic State Pension age for men is 65, and 62 for women â€" although this is set to increase to 66 for both sexes by 2020, and will continue to rise.Basic State Pension ageCan I retire early?Although you have to be a certain age to claim your State Pension, that doesn’t mean that’s the only time you can retire.Personal or workplace pensions allow you to claim from the age of 55 , so if you think yours is enough to fund your lifestyle after you stop working â€" retiring before State Pension age could be a viable option.Seven reasons you should pay into a workplace pension  Do I have to retire? There is no longer a law that states you have to retire at a certain age.You’ll be able to work past your State Pension age (if you want to), and employers can’t force you to retire, or discriminate against you based on age when hiring.However, there are some conditions where an employer is allowed to give you a ‘compulsory retirement age’ â€" although they will need to provide a fair and honest reason.For example:The employer must abide by an age limit set by law, which applies to some service jobsThe employer can force retirement if the job involves strenuous physical dutiesCan I still claim my pension if I work past the retirement age? You’ll still be able to claim your State Pension, even if you decide to carry on working past your retirement age.Delayin g it until you finish work is also an option â€" and will mean you’ll receive larger payments when you do decide to claim.However, if you’re looking to claim a personal or workplace pension while working, other rules may apply (depending on the terms you agreed upon when you signed up). Check with your workplace or pension provider to find out more.Workplace pension laws: What you need to know  How much money will I need for retirement? The amount you need will depend on your individual situation.Taking into account each potential outgoing, as well as bearing in mind additional costs (such as leisure activities and living costs) that you may not have had when you were working, is the best way to make sure your pension covers everything.Once you’ve assessed your needs, you’ll be able to plan and save for your retirement fund accordingly.Possible costs to consider could include:Basic living costs (e.g. food, rent/mortgage)Hobbies, travel, or further educationEmergencies, such as car or home repairsLong-term healthcareWhat other benefits are available when I retire?If you’re worried your pension won’t be enough â€" don’t panic.There are a range of other benefits available to help you when you reach retirement.These include:A reduction in council taxHousing benefitFree TV licenseSupport with energy bills in cold weatherHealthcare benefits (e.g. free prescriptions, flu jabs, eye tests etc.)Free bus travel and/or a senior railcardSearching for a position with the best pension scheme? View all available jobs nowFind a job What Where Search JobsSign up for more Career AdviceSign up for moreCareer Advice Please enter a valid email addressmessage hereBy clicking Submit you agree to the

Tips for Writing a Resume After Being Fired

Tips for Writing a Resume After Being FiredWriting a resume after being fired is something that many people face. They are often left wondering whether or not they should be telling anyone about their job troubles. There are some things that can be done to keep your personal life separate from your professional life. This article will outline the steps you can take in order to not have to use your former employer as your primary source of income.First, you want to make sure that you keep your finances separate from your personal life. This means that your savings accounts, checking account, and your credit cards should be kept separate. If there are any debts that are owed to the company you worked for, they should be paid in full prior to you using them. The easiest way to keep this in mind is to have several different checks and bank statements set up and on hand.In addition to keeping your personal life separate from your work life, it is important to ensure that you are able to w rite a resume that will stand out when being reviewed. You should know that most employers will receive approximately thirty resumes that are submitted for every open position that they have. It is possible that one of these resumes may be from you.You will want to write a resume that will showcase your skill sets, previous job history, as well as education that you have received. Of course, there are certain elements that you should not include on the resume. These include personal information, such as home address, phone number, social security number, and date of birth.When you are looking for a new job, your resume should reflect your professional nature. Employers want to know that you have experience working in a variety of different fields. This allows them to see that you are capable of learning and are open to changes.Keep in mind that you will be doing plenty of networking after you are terminated. You want to make sure that you have a good networking resource to help you meet people while you are searching for a new job. Also, a resume should reflect you as an outgoing and well-rounded individual. You should be able to write a resume that includes job responsibilities and accomplishments as well as showing how you interact with others.Finally, you want to keep your resume as short as possible. Many employers will see this as a negative thing. However, if you provide everything they need for your resume, you may be able to provide them with enough information to find someone else that has similar skills.By following these simple steps, you can go into the interview with a positive and honest outlook, which will give you a good impression of yourself and your skills. Following these guidelines will make your next interview a great experience.

Each Content Posting Reminds People Your Brand Exists - Personal Branding Blog - Stand Out In Your Career

Each Content Posting Reminds People Your Brand Exists - Personal Branding Blog - Stand Out In Your Career A lot of my friends, colleagues, ex-classmates and family wonder why I post ten times a week on this blog, in addition to filming podcasts, tweeting roughly fifty times or so per week and more. There are a lot of reason to be a content producer, not just a consumer, but today I want to go over the branding aspect that might be overlooked. Traditional brand reminders For a brand to be recollected, relative to a certain brand set (company, product, person), it has to be shown multiple times within a specific time period. When you overload peoples senses, especially the ones in your target audience, they have no choice but to remember your name and what you stand for, at a minimum. For example, some celebrities, such as Paris Hilton, Britney Spears, Lil Wayne and Brad Pitt, are making the covers of major magazines like US Magazine and People Magazine. You cant even leave a convenience store without seeing their face! Product brands like Gillette Razors and iPods are remembered because of TV commercials, subway advertising, print advertising and more. After a long history of advertising and PR, things begin to resonate quicker. Lets say the press stops caring about a celebrity or brands stop advertising altogether for a year. Would you remember it? I would say, depending on the strength of the brand (equity), some brands would lose a lot of mindshare. Why you have to produce content regularly Every single time you post on your blog, upload a YouTube video, or tweet using Twitter, you are reminding people of your existence and your promise of value. Your readers or visitors will make a mental note that you are still in the conversation, actively participating by providing them (hopefully) something useful or entertaining or both. Over time, people start paying a lot of attention to those who contribute content regularly and consistently. These individuals, possibly yourself, reap extraordinary rewards, such as a possible job offer, speaker opportunity, consulting gig and more. The opportunity cost for being a light producer If you did a blog post once every month, and you werent a celebrity, I think people would forget about you. They would just move onto the next blog that could provide the same or greater value. Since there are over 133 million blogs, its pretty easy to unsubscribe and subscribe to a different one. When people dont see your name after a while they forget about you, but if you choose to produce content constantly, they wont have a choice but to remember you.

Terminator 6 The Day Recruitment Didnt Die

Terminator 6 The Day Recruitment Didn’t Die Ok, so the title might be a little far-fetched for a feature film, but with the spate of recent blogs about automated systems killing off recruitment, it could very well be Arnie’s next blockbuster.  Maybe. Maybe not. If I sent the script to James Cameron, there’s no doubt he wouldn’t give it a second glance but he’d probably agree on one thing â€" automation won’t completely kill off the recruitment industry. Recent blogs circulating around LinkedIn predicted the end date to be around 2018. We’ve been here before though, haven’t we? We were warned about job boards, social media and even company-branded, internal recruitment departments killing off our industry. (I can’t make sense of that last one either). If anything has happened, we’ve not only survived, but we’ve grown as an industry and it’s looking very likely this will continue.   What strikes me about these pieces of writing  is they all appear to be written by people outside of our industry, who happen to be selling automated software in some cases. Perhaps they were once disgruntled candidates? I’ll come to those shortly. Surely, the question these bloggers need to be asking is how can automation replace an entire industry, rather than predicting our untimely demise. I want to keep this blog post simple and write with one group of people in mind; our candidates. One of the biggest criticisms of our industry comes from the very people we introduce to our clients â€" candidates don’t hear back from recruiters. When recruiters don’t respond to candidates, they feel let down and they don’t know why they’ve been overlooked. When you dig deeper and see how candidates really perceive our industry, you’ll encounter other concerns: recruiters don’t have the specific expertise to understand what the candidate actually does, recruiters don’t provide feedback throughout the recruitment process and recruiters don’t approach companies to really market candidates out.     Now, I’m not bagging recruiters here â€" ok, maybe the lazy ones who don’t control the recruitment process properly, allowing most candidate gripes to surface â€" I am merely outlining some simple matter-of-facts that could be avoided. Candidates want to be able to interact with recruiters and build relationships. They want to be understood and be treated with respect and sincerity. They want to feel confident that their expectations are being managed. They want to feel confident that doors are being opened on their behalf and they want to be kept fully informed throughout the hiring process. They want all of the above with bells and whistles on. And why not? Here’s the question: can an automated system perform all this for a candidate? Can an automated piece of software replace the very interaction and craft that great recruiters fine-tune every day? I could expand even further, but the point needs to be made automated systems, robots, Arnie, whatever you want to call them won’t be replacing an entire industry, anytime soon. Certainly not until those writing these articles on automation provide a realistic argument that makes sense to us and our industry. About the author: Based in Perth, Western Australia, Mark Pearce is the Client Relationship Manager for Fircroft Australia. He has been in the recruitment industry for 15 years. He has written a series of articles on the recruitment industry and a series of how-to articles for employers and employees.

NC State Writing a Resume - Follow These Tips to Look Professional

NC State Writing a Resume - Follow These Tips to Look ProfessionalAs NC State students, you'll likely be looking for a way to put your best foot forward when it comes to making your application for college in the form of a resume. In this article, we'll look at some of the most useful and proven strategies for writing a resume, including how to choose the right information to include, what information to leave out, and a way to structure your resume so that it really looks professional.Writing a resume is no easy task. In fact, the process can actually be quite tedious, depending on the kind of information you need to include in your resume. By the time you get to the point where you want to start building a resume, you have already spent a good deal of time studying, researching, and interviewing. This means that even if you really like someone, the chances are that your personality won't mesh well with their own.However, the internet is a great place to start your NC State writing a resume. There are a lot of tips and advice available online that can help you get started with creating your own resume. Not only will this save you the headache of having to visit multiple websites, but it will also give you the opportunity to find out exactly what information you need to include in your NC State writing a resume. The more information you can include, the better your resume will turn out to be.While you may consider personal qualities to be more important than anything else, it's important to remember that these traits can often be taken for granted. Some of the most common errors that are made when building a resume are taking advantage of personal qualities, rather than focusing on your abilities. Instead of including 'I enjoy reading', instead include 'I love reading'. You want to focus on what you offer, rather than who you are.A third major problem is getting past the part of the resume where you want to include your academic achievements. While you definite ly want to emphasize your achievements, you also need to know when to use personal statements and when to keep things professional. If you need to keep your personal statement to a minimum, then go right ahead. Just make sure that it's something that focuses on you and the things that you can do for the school.It's also a good idea to write a statement of purpose for yourself before beginning to create your NC State writing a resume. This statement should highlight the specific career or educational goals that you hope to accomplish by getting an NC State writing a resume. In addition, it should also include why you are a good fit for the school.Your first paragraph is the first thing that will be read by potential employers. If you can write your way through the rest of your application in a logical and organized fashion, then you should find that your application is more likely to get a good read. For the same reason, it's important to start your NC State writing a resume with you r contact information, your GPA, and a list of possible courses you wish to take.So when it comes to crafting a resume, you don't have to feel like you're limited to the typical college writing advice. You can use the internet as a tool to help you get started. After all, when it comes to applying for a job, it's all about making your college experience as perfect as possible.

When Writing Resume, Do You Start From the End?

When Writing Resume, Do You Start From the End?It is common for most applicants to start their resumes from the end of the school year. When writing resume, you need to know that it is not only about your previous professional experiences. It is also important to be able to produce a resume that can impress your future employer.When writing resume, it is common for most applicants to start their resumes from the end of the school year. When this happens, the information in your resume may get lost or even the resume could get misplaced if it is not properly updated.There are several ways on how to update the information in the resume. The first and foremost way is to start from the beginning. It is not possible to cover every single thing you have done during your time in college because there may be certain things that do not have to be covered or else you may forget something at the last minute.The second way is to start from the end of the year. You need to start by explaining how you spent your last academic year. Then you need to cover your experience in the past six months. Make sure to write down what you have done and what you still want to do before you are finished.The third way is to skip most of the information in the resume. In this case, it is important to point out your achievements that you have done for others. What you have achieved does not necessarily mean that it would be in your professional profile.If you really want to know the proper way on when writing resume, it is important to put more focus on what you want to achieve in the next year. When writing resume, it is important to list all the activities that you have undertaken for other people. In this way, the employer will be able to understand how much effort you have exerted for others.It is important to remember that the first step in writing resume is to list the achievements that you have done. A resume is like a kind of a personal document. When writing resume, it is important t o remember that the first goal is to make your future employer understand your capabilities.When writing resume, it is important to remember that there are several things that you can not write about. For example, some of the information is necessary in order to get a new job. However, the employer will not be able to understand your requirements if you do not tell him what you expect him to know.

Pay by ethics - The Chief Happiness Officer Blog

Pay by ethics - The Chief Happiness Officer Blog Theres a new trend in rewarding senior executives, namely to decide their pay based not only on financial performance but also on other softer measures. Heres an example: Calvert, the nations [USAs] largest family of socially responsible mutual funds, is trying a new proxy tactic. It has filed resolutions pressing four companies to begin rewarding executives according to how well they meet the firms own social goals, as well as financial ones. This could mean pay hikes for executives who oversee a surge in employee satisfaction or a drop in toxic emissions, to name a couple of possibilities. Response has been encouraging, the mutual-fund company says. Dollar General and Xerox have agreed to link incentives to their firms social goals Very interesting. The Christian Science Monitor has an excellent article on new trends in executive pay, which also mentions Ben Jerrys policy of the average executive making no more than 5 times as much as the average factory worker. Cool! Thanks for visiting my blog. If you're new here, you should check out this list of my 10 most popular articles. And if you want more great tips and ideas you should check out our newsletter about happiness at work. It's great and it's free :-)Share this:LinkedInFacebookTwitterRedditPinterest Related

Day Job The Song!

Day Job The Song! Thanks to the Get Real Gals the song they played in between my segment on 107.1 earlier this month, I did a mad search for that Day Job song, found it! The song rocks, but the video is even awesomer, I just had to share. Is it legal to adopt this as my theme song? Nah, Ill just keep my own (did ya hear it? If not, play the first 3 seconds of my Grown-Up Gigs interview with Alexandra!). You can find Sunshine State on their website, MySpace, Facebook. Yipee! You are so shaking your hips now. I see you. ************************************************************************************************************ Im a finalist for the Next Top Newsletter, if I win Ill put up a video of me singing A Moment Like This on YouTube. Find the deets here! Delicious Discount: Get a $25 discount for any $250 purchase from    Tara Sroka all the way through Aug 31st. Get Danielle LaPorte’s Nuggets of Genius in your own home, on your own time.   The Digital Firestarter Sessions from my “cult leader” have launched! What’s your Joy Equation? Find out with Molly Hoyne’s Pay-What-You-Can-Afford Program!